Community Reinvestment

Housing Programs

Program Name Activities Who's Eligible Program Requirements Who to Contact
Homebuyer Assistance
Down Payment
Assistance Program
Zero-interest loan of up to $10,000. The maximum amount is limited to $1,000 for prepaids (taxes and insurance), plus 5% of the sales price. Funds cannot be used for closing costs.
  • Individuals or families who are low income.
  • gross income does not exceed 80% of the median income.
  • HUD Income Limits of up to 80% of the Area Median Income1
  • Income limits determined by HUD, with adjustments for smaller or larger families.
The Community Reinvestment Department
Tel: (706) 225-3916
Tenant Based Rental
Assistance
Assists with the transition from homelessness and/or shelters into rental housing.
  • Individuals who are homeless.
  • Individuals at risk of becoming homeless.
  • HUD Income Limits.
Open Door Community House
Tel: (706) 323-5518
Continuing Hope Program Critical repairs and/or installations to include heating and air conditioning systems, roofs, flooring, plumbing, electrical updates and repairs, windows and exterior doors, etc.
  • Seniors age 62 or over
  • Homeowners with disabilities
  • and those that meet the income requirement set forth by HUD's guidelines for Columbus, GA/Muscogee County.
  • Owner-occupied single-family residences.
  • HUD Income Limits.
  • Current on mortgage liens and property taxes.
Columbus Area Habitat for Humanity
Tel: (706) 653-0050
Home Access Program Americans with Disabilities Act-modifications for greater accessibility. Improvements may be in the form of disability accessibility (bathtub and/or shower modifications, widening of hallways, doorways, lowering countertops, ramps, lift system, track system, etc.).
  • Disabled homeowners living in Muscogee County.
  • Homeowners that have disabled persons living in their home.
  • Diagnosed and Documented Disability.
  • Single-family residences.
  • Occupancy Verification.
  • Current on mortgage liens and property taxes.
Access 2 Independence
Tel: (706) 405-2393
[1] All eligible households must have incomes that do not exceed 80% of the Area Median Income as annually determined by HUD.

Affordable Housing Development

The HOME Investment Partnership Program was created under Title II of the National Affordable Housing Act of 1990. The general purposes of HOME are expanding the supply of decent and affordable housing for low to moderate income residents, strengthening the abilities of State and local governments to design and implement strategies for achieving adequate supplies of decent affordable housing, providing financial and technical assistance to participating jurisdictions, extending and strengthening partnerships among all levels of government and the private sector, including for profit and nonprofit organizations, in the production and operation of affordable housing.

The Columbus Consolidated Government is a participant in the HOME Investment Partnership Program and receives HOME entitlement funding on an annual basis. Through this program, activities have been undertaken to enhance ongoing neighborhood revitalization efforts. For the funding period covered by this application, the City will again assess proposals received that address the goals outlined in the City's Consolidated Plan.

All projects must be located within the Muscogee County, Georgia boundaries.