Our Goal: To provide access to fit and affordable housing for all of Columbus, Georgia citizens and to ensure decent, safe, sanitary housing for Low/Moderate Income residents.
Project Care Program
The Project Care Program is an emergency grants assistance program designed to assist the elderly (62 or over) or disabled individuals with minor emergency repairs to their home. This is a one-time assistance. If you have previously received assistance through one of the other grant programs through the City of Columbus, you are not eligible for any additional assistance
Other requirements for eligibility are:
The property to be rehabilitated must be legally owned and occupied by the person requesting assistance and it must be a single-family residential structure.
The property must be in need of repairs in order to eliminate health or safety hazards, and/or require modifications to meet the needs of persons with disabilities. The property must require a minimum of $200 of repairs or alterations and cannot exceed $10,000.
The adjusted annual income of the family must be considered low income as established by The Department of Housing and Urban Development (HUD).
For further information please contact the Department of Community Reinvestment at 653-4613.
Down-Payment Assistance Partner Program Loan
The Down-Payment Assistance Partner Program is designed to assist low-income person or families with the purchase of their own homes. The Program, in conjunction with the Consolidated Government of Columbus Georgia's Consolidated Plan and Strategy, will target areas of need within the community to stimulate both existing property sales and new construction, while increasing the level of affordable housing
One must be a low income family or individual. Low income means the individual or family must have a gross income that does not exceed 80% of the median income for the area, as determined by HUD, with adjustments for smaller or larger families. Gross annual income is defined as all income anticipated to be received from all sources by each family member residing in the home in the next twelve months. The income limits are established by HUD for the Columbus Metropolitan Statistical Area (MSA) and are adjusted annually. The most recent published income limits will be observed.
Assistance will be provided in the form of a zero interest rate loan until the time of sale, and/or transfer of the property. The loan will be issued on an as needed basis up to $10,000 for the Down-Payment Assistance Partner Program. Maximum loan amount is $1,000 for pre-paids (taxes and insurance) plus 5% of the sales price. Funds cannot be used for closing cost.
The Down-Payment Assistance Partner Program is a loan. The balance is due and repayable if the property is sold, transfer of title or foreclosure. The Down-Payment Assistance Partner Program loan will be deed secured.
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